These are the terms of use applicable to when you browse the Humaniti website. Additional terms of use will appear in our website and mobile application as you use our service e.g. at the point of creating an account, or once you are logged in.

By using our website, you agree to be bound by these terms of use.

Accuracy of information

Some information on this website has been prepared from a wide variety of sources, which to the best of our knowledge and belief (after conducting reasonable investigations), is accurate. You should make your own enquiries about any investments or savings strategies or life goal strategies and we strongly suggest you seek independent financial advice before acting upon any information on our website.

We have made every effort to ensure the reliability of information contained on our website and electronic communications. All information on our website represents our views at the date of publication and may change without notice.


You agree to indemnify us in respect of any liability incurred by us for any loss, cost, damage, or expense, arising under any theory of liability (including but not limited to tort, statute, equity or contract), we suffer as a result of your negligent or wrongful acts or omissions, or your breach of these terms of use or any other terms and conditions you agree to prior to using our services but only in the proportion that represents the extent to which the loss, cost, damage or expense was caused by your negligent or wrongful acts or omissions.

Limitation of liability

You agree not to reproduce, duplicate, copy, sell, trade, resell or exploit for any commercial purposes, any portion of the website.

You acknowledge and agree that our website contains proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that content contained in sponsor advertisements or information presented to you through the service or advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorised by us or advertisers, you agree not to modify, rent, lease, loan, sell, distribute or create derivative works based on the website, in whole or in part.

We grant you a personal, non-transferable and non-exclusive right and license to use the content on the website provided that you do not (and do not allow any third party to) copy, modify, create a derivative work of, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the website content.

Disclaimer of Warranties

You expressly understand and agree that:

  • Your use of the website is at your sole risk. The service is provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to the implied warranties of merchantability and non-infringement.
  • We make no warranty that (i) the service will meet your requirements, (ii) the service will be uninterrupted, timely, secure, or error-free, (iii) the quality of any products, services, information, or other material purchased or obtained by you through the service will meet your expectations, and (iv) any errors in the website will be corrected.
  • No advice or information, whether oral or written, obtained by you from us or through or from the service shall create any warranty not expressly stated in this terms of use.

The Humaniti logo, trademarks and service marks and other Humaniti logos and product and service names (the “Humaniti Marks”) are trademarks of Data Analytics Holdings Pty Ltd ACN 611 631 826. You must not display or use in any manner the Humaniti Marks or the Marks of any other third parties that are displayed, without our prior written consent.

Third party websites

Our website may contain links to other websites not owned, operated or controlled by us and we do not own, operate, control, endorse or approve any such third party websites or their content, we do not provide any warranty or take any responsibility for the websites or their content.


These terms of use shall be governed by the laws of the State of New South Wales without regard to its conflict of law provisions. You and Humaniti agree to submit to the personal and exclusive jurisdiction of the courts of New South Wales.