Understand the categories of your spending

2 mins read

Automatically categorise your transactions

Thanks to digital wallets, making a purchase with the swipe of a device has never been easier — but keeping track of day-to-day spending can be more challenging. 

Humaniti can help by sorting all those transactions to provide a clear picture of regular spending habits. Once an account has been securely linked with the Humaniti personal finance app, transactions are automatically categorised and will show up on the dashboard under headings such as Bills, Transport, Groceries and so on. The categories are presented as bar and pie charts or a more detailed table which provides a handy snapshot of the main areas of spending. 

spending categories chart

There is also the option to create up to five custom categories based on specific spending habits — simply select Categorisation Settings in the mobile app menu and create your new groups. Custom categories are useful when trying to identify where savings might be made. For example, cutting back one coffee a day from the local cafe could save $20 a week, which is a reasonable saving over time. To track how many coffees you actually buy each week, simply set up a custom coffee category and monitor transactions.

Custom category creation

Once a custom category has been created, members can set certain rules. To review spending habits over time, assign existing transactions from the cafe to the coffee category. All future transactions from the same venue will be automatically categorised and appear on the dashboard in the app. This approach can be applied to any area of spending that needs closer monitoring.

transaction assignment

Let us know if you have any feedback to help us improve this feature. We welcome suggestions that can help you budget better and achieve your savings goals – one coffee at a time!

Refer a friend and earn $10.00

2 mins read

Humaniti refer a friend functionality now available

We want you to share the love and introduce your friends and family to the benefits of Humaniti! If you’re enjoying Humaniti and know some friends that are keen to get a better understanding of their net worth and spending, Humaniti refer a friend functionality is now available.

 

How does it work?

Simply find your unique referral code in your app or online dashboard by clicking the “Refer a friend”  button located in the menu. You’ll be able to share your unique referral code with your friends by email, Facebook, WhatsApp and SMS.

The refer a friend steps are simple:

  1. Login to the Humaniti app on mobile or desktop.
  2. In your menu, you’ll find the refer a friend option.
  3. Simply share your unique link and code with your friends (remember to get their permission to receive your link).
  4. Once your friend signs up and completes their profile (i.e. they’ve registered and linked a bank account), you’ll be rewarded with the referral bonus of $10.00 to your Humaniti account balance.
  5. When your friend completes their welcome survey, they’ll get their first $5.00. 

 

What’s in it for you

For every friend you refer who joins Humaniti (using your unique code), we will add $10.00 to your Humaniti balance. Share the love with your friends and help them build a brighter financial future with Humaniti.

Humaniti refer a friend scheme

 

What’s in it for your friend?

By joining Humaniti, your friend will be able to get  a better handle on their personal finances. When they link their accounts, they’ll be able to:

  • Discover their net worth.
  • Better understand their spending and learn where they can save.
  • Learn how their superannuation compares to Australians like them.
  • Earn extra money by choosing to take part in surveys.

When you refer a friend, the link you can share from the app will  provide your friend with all the information they need.

What are the terms and conditions?

As with all refer a friend programmes,  terms and conditions do apply.